A hidden water leak can quietly damage your home for weeks or even months before you notice a problem.

By the time you see a stain on the ceiling, warped flooring, or a spike in your water bill, the damage may already be extensive. What started as a small leak can quickly turn into mold remediation, drywall replacement, and flooring repairs, etc.

The challenge is simple: most leaks occur in places you can’t see. Behind walls. Beneath floors. Under slabs. Inside crawl spaces.

That is why more homeowners are turning to smart water monitoring technology to detect leaks before they become expensive disasters.

Water damage is also more common than you would think. Non-weather-related water losses are the number one source damage, according to Chubb Personal Risk Services claim data.



The Hidden Cost of Hidden Leaks

Many people assume a leak has to be large to cause serious damage. That couldn’t be further from the truth.

A slow drip from a damaged pipe can waste thousands of gallons of water annually while creating the perfect environment for mold, wood rot, and structural deterioration.

Forty-five percent of all interior property damage is caused by water, happening more often than fire and burglary, according to Chubb Personal Risk Services claim data.

Common consequences of hidden leaks include:

·       Increased water bills

·       Damaged drywall

·       Warped flooring

·       Mold growth

·       Structural repairs

·       Displaced tenants or homeowners

The longer a leak goes undetected, the more expensive it becomes.


7 Warning Signs You May Have a Hidden Leak

1.   Your Water Bill Suddenly Increases

One of the first signs of a hidden leak is an unexplained increase in water usage.

If your habits haven’t changed but your bill has, your plumbing system may be trying to tell you something.

2.   You Hear Running Water When Nothing Is On

When all fixtures and appliances are turned off, your plumbing system should be quiet. If you hear water moving through pipes, it’s worth investigating.

3.   You Notice Musty Odors

Persistent damp or musty smells often indicate moisture accumulation somewhere inside the structure.

4.   Paint or Drywall Begins to Bubble

Water trapped behind walls frequently causes paint to peel, bubble, or discolor.

5.   Flooring Feels Soft or Warped

Water can travel surprising distances before becoming visible.

If flooring begins to buckle or feel soft, hidden moisture may be present.

6.   Mold Appears Without Explanation

Mold needs moisture to grow. If mold continues to return after cleaning, a hidden leak may be the root cause.

7.   Your Water Meter Shows Usage When No Water Is Being Used

A simple water meter test can reveal continuous water flow within your plumbing system. Unfortunately, it won’t tell you where the leak is located.


Why Traditional Leak Detection Falls Short

Most homeowners rely on visual inspections.

The problem is that plumbing systems are hidden behind walls, ceilings, and floors. Renovation projects can also increase water risk.


Chubb found that 35% of U.S. and Canadian homeowners and renters undertook home renovation projects, and 53% experienced a loss or unintended damage to their home during recent renovations.

By the time visible damage appears, the leak has often been active for weeks or months. Annual inspections are valuable, but they only provide a snapshot in time.

Water leaks don’t follow inspection schedules.



A Smarter Way to Detect Hidden Leaks

StreamLabs Control combines leak detection with an automatic shutoff valve.

If abnormal water activity is detected, Control is designed to automatically shut off your water supply to help limit damage.

Smart water shutoff devices can help reduce damage, but many homeowners still wait until after an incident to act.

Chubb found that only 26% of U.S. and Canadian homeowners and renters surveyed, with no personal experience with water damage had preemptively installed a water shut-off device, while 56% of U.S. homeowners installed one after they or a friend experienced a leak.

Control also provides:

·       Automatic shutoff protection

·       Remote water shutoff

·       Leak detection

·       Water pressure monitoring

·       Water temperature monitoring

·       Mobile App control

For homeowners who travel frequently or want our maximum level of protection, Control provides greater peace of mind that a leak won’t continue flowing for hours or days before someone discovers it.

StreamLabs Monitor: Track your Water Usage

Instead of waiting for damage to become visible, modern homeowners are choosing to be proactive with continuous monitoring.

The StreamLabs Monitor tracks water activity throughout your home 24/7.

Installed directly on your main water line, the Monitor uses ultrasonic technology to analyze water flow and identify unusual activity.

That means you can receive alerts when something doesn’t look right long before a small leak becomes a major problem.

Benefits of StreamLabs Monitor

·       Real-time leak alerts

·       Water usage monitoring

·       Freeze alerts

·       Easy installation

·       No plumber required

·       Mobile app notifications

·       Continuous monitoring

Rather than wondering whether you have a leak, you’ll have visibility into what’s happening inside your plumbing system.

When Monitoring Isn’t Enough

For many homeowners, alerts provide the confidence they need. But some situations require an additional layer of protection.

If you own:

·       A vacation home

·       A second property

·       A high-value home

·       A rental property

·       A home that is frequently vacant


You may want more than notifications.

For homes that are vacant, high-value, or frequently unattended, pairing monitoring with automatic shutoff can provide an added layer of protection. That’s especially important because Chubb reports that the average interior water claim payout is over $50K.

Add StreamLabs Scout for High-Risk Areas

Some leaks start around appliances rather than inside plumbing lines.

Water heaters, washing machines, refrigerators, and utility rooms are common trouble spots.


StreamLabs Scout helps monitor these vulnerable areas by tracking environmental conditions such as temperature and humidity. The Scout also can communicate the Control to shut off the water when it detects a leak.

Scout can provide early warning signs that conditions are becoming risky before damage occurs.

Many homeowners place Scouts near:

·       Water heaters

·       Washing machines

·       Utility rooms

·       Basements

·       Crawl spaces

·       Vacation property mechanical rooms

Together, Monitor, Control, and Scout create a complete water protection system.

Don’t Wait for Water Damage to Find You

The biggest mistake most homeowners make is assuming they’ll see a leak before it becomes a problem.

In reality, the most expensive leaks are often the ones nobody notices.

By the time visible damage appears, the repair bill may already be in the thousands. The better approach is prevention.

Continuous monitoring, smart alerts, and automatic protection can help you identify issues sooner and reduce the risk of costly repairs.

Protect Your Home Today

Don’t wait for water damage to become your next major home repair project.

For our maximum level of protection and peace of mind, get the StreamLabs Control.

Protect your property with StreamLabs Monitor for real-time water monitoring and leak detection.

Add StreamLabs Scout to monitor vulnerable areas throughout your home.

Shop StreamLabs products today and take control of water damage risk before it becomes a costly reality.


Buy Your StreamLabs System Today

Shop StreamLabs Monitor, StreamLabs Control, and StreamLabs Scout to protect your property before the next leak becomes a costly disaster.

This material is intended as general information only. Please consult with a licensed insurance agent for any insurance-related questions you may have regarding your individual circumstances.

StreamLabs, Inc. is a wholly owned, non-insurance, subsidiary of Chubb Limited which offers Internet of Things (IoT) enabled water monitoring, leak detection and water shut-off devices and systems for residential and commercial properties. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. For more information about StreamLabs, please visit www.streamlabswater.com/